Hello, I feel bad for you. Can I tell you and everyone a thing I saw on Oprah? With the economic issues going on today, many people are getting roomates to help split the expenses. Perhaps that is a road you can look down?? It’s hard being alone and having to pay all the bills. I hope it all works out.
I Love This Video because you are being Honest and Frank and I totally agree with you. Bank of America is Horrible and I am also going to close my account with them ASAP and everyone else should too. They are very Rude, Unprofessional, Thiefs and Heartless. They already Robbed me and instead of Modifying me they want to Foreclose on me. I am going to be making an Honest and Frank video about them real soon. Sincerely Honest and Frank, Honest Frank
After trying to work something out with BOA for a year to no avail. I recieved a foreclosure summons today from THE BANK OF NEW YORK MELLON. ????? Could be why BOA wouldn’t help me. All these thieves need to go to jail,
I feel sorry for you lady but not everyone will qualify.
The issue with MHA is that yes it to try and get the mortgage to 31%. That 31% has to include principle, interest, taxes, insurance, and HOA if you have them.
Now if you can not get all that in the 31% you won’t qualify. Sadly you need to look at short selling your home. The Program is not meant for and will not change your mortgage to virtually free.
also make sure your 31% of your GROSS income ITS NOT LESS than what BOFA can give you if your TOTAL BALANCE OF YOUR HOME calculated @ 2% over 30 yrs APROX. If 31% of your icome it’s less then ADD extra income somehow, makeup that ur doing maid services, washing cars, can collecting, etc etc
listen you have to find out what type of loan you have in order to qualify for the HAMP, only freddie mac and fannie mae will qualigy if you have an FHA they you cannot apply for the HAMP but you still qualify for a loan mod not as good as HAMP, all you need to do its to have a positve surplus of avobe 150 bucks a month after ALL your expenses, including mortgage, loans, utilities and housing, car expenses. Make SURE you tell them how much DEBT you have VS your income. 65% DTI its good
Google Daily Kos Bank of America MERS Show me the note. Bank of America may not even own your mortgage. Good advice here.
Bank of America had never done anything to achieve its growth except buy other banks (during good times) that someone else built. Now they have to actually run something like Countrywide, and they have proved themselves to be completely incompetent. The abilities of their young stupid inexperienced employees are below 3rd world standards, and they are destroying people’s lives. Call Marlo in Bank of America’s loan supervision department at (800) 405-0078 extension #5238, and tell her this story.
Don’t keep trying to modify your loan with them go to the making home affordable website & get help there! this is in place to help people in your situation also the hope line can help the number is also at that website, just do a search please know that Obama has given millions to your bank to modify your loan thru the making home affordable program please take advantage of it! God Bless You & Good Luck!
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