Archive for December, 2009

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December 31st, 2009

Do You Need Full Coverage On A Used Auto If You Get A Personal Loan From A Bank For The Car Loan?

Should I tell the bank it is for a car, is this to my advantage or disadvantage?
Dont want full coverage on a old car that really doesnt need it just because the loan requires it

2 Comments »
Posted to » Personal Loans
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December 31st, 2009

I Had Bad Credit, No Bank Account, And I Need A Loan For $5000, To Open A Business?

I need a loan to open a business, but I have bad credit and no bank account, is there a place where I can get a loan if I have bad credit, or what can I do?

7 Comments »
Posted to » Business Loans
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December 31st, 2009

Can I Get A Business Loan With No Credit, But With An Excellent Co Signer??? Please Help!?

I am 18 and would like to start a very fast growing franchised video game business. Besides my personal bank account, I have no other credit references. What is the possiblity that a bank will give me a $150,000 loan with my father as a co-signer. He has excellent credit and many investments and assets [...]

3 Comments »
Posted to » Business Loans
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December 30th, 2009

Is It True I Can Transfer My Payday Loans To A Personal Loan I Have With A Finance Company?

The interest on the payday loans is really high.

2 Comments »
Posted to » Personal Loans
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December 30th, 2009

How Can I Take Out A Business Loan If I Have Bad Credit Rating???

I think your best option is the Small Firms Loans Guarantee (UK). This is where the government basically act as your guarantor.
There are restrictions obviously, such as, the business must be under 5 years old, but have a look on Business Link site under finance for a bit more information.
All these lenders participate in [...]

11 Comments »
Posted to » Business Loans
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December 30th, 2009

How Would The Prevalent Of Paperless E-mortgage Effect Business For Loan/mortgage Processors?

or Broke? What are your thoughts and options on this? You think potential borrowers would prefer paperless mortgage over the traditional processing?

2 Comments »
Posted to » Business Loans
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December 30th, 2009

Do You Have To Pay Taxes On A Personal Loan?

If you are unemployed and a friend was going to loan you money would you have to file and pay taxes on it? What about if it was a gift?

3 Comments »
Posted to » Personal Loans
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December 30th, 2009

What Is The Current Rate For A Small Business Vs. Personal Loan?

I am looking to start a business. I am applying at banks and have an private investor interested. Can you tell me what sort of interest rate I can expect?

5 Comments »
Posted to » Personal Loans
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December 30th, 2009

Journal Entries For Contributing Loan Of Own Money Into Business?

X and Y are in a partnership.
X agrees to loan $50000 of his own money to the business.
What is the journal entry for the loan? HELP PLS =D

1 Comment »
Posted to » Business Loans
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December 29th, 2009

Is It Bad To Get A Personal Loan And Pay It Off Fast Like In 2 Months Time?

My son needs a surgery and I want to take out a loan but I will be able to make 1/3 of the payment the first month and pay the rest off the next month is that a good idea or does paying a loan have a good effect on your credit score?

6 Comments »
Posted to » Personal Loans
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